Lectures & Events

The Mortgage Crisis and the Flawed Response of the Consumer Financial Protection Bureau
Dean Lindsey Cowen Lecture in Business Law and Regulation presented by the Center for Business Law and Regulation
MAR 3, 2011
4:30 PM - 5:30 PM
Moot Courtroom (A59)
CLE Credit
Approved for 1.0 hour of in-person CLE credit

Professor Zywicki will discuss:
  • What caused the mortgage foreclosure crisis that began in 2007 and continues today?
  • How did state & federal law contribute to the housing bubble and subsequent crash?
  • How effective are the Dodd-Frank legislation and Consumer Financial Protection Bureau?
Speaker Information
Todd ZywickiTodd Zywicki
Foundation Professor of Law
George Mason University School of Law

Todd J. Zywicki is Senior Scholar of the Mercatus Center at George Mason University. In 2009, Professor Zywicki was honored as the recipient of the Institute for Humane Studies 2009 Charles G. Koch Outstanding IHS Alum Award. Since 2006 he has served as Co-Editor of the Supreme Court Economic Review. From 2003-2004, Professor Zywicki served as the Director of the Office of Policy Planning at the Federal Trade Commission. He teaches in the area of Bankruptcy, Contracts, Commercial Law, Business Associations, Law & Economics, and Public Choice and the Law. He has also taught at Vanderbilt University Law School, Georgetown University Law Center, Boston College Law School, and Mississippi College School of Law.

Professor Zywicki clerked for Judge Jerry E. Smith of the U.S. Court of Appeals for the Fifth Circuit and worked as an associate at Alston & Bird in Atlanta, Georgia, where he practiced bankruptcy and commercial law. He received his J.D. from the University of Virginia, where he was executive editor of the Virginia Tax Review and John M. Olin Scholar in Law and Economics. Professor Zywicki also received an M.A. in Economics from Clemson University and an A.B. cum Laude with high honors in his major from Dartmouth College.

Professor Zywicki is Senior Fellow of the James Buchanan Center for Political Economy Program on Philosophy, Politics, and Economics, at George Mason University, a Senior Fellow of the Goldwater Institute, and a Fellow of the International Centre for Economic Research in Turin, Italy. During the Fall 2008 Semester Professor Zywicki was the Searle Fellow of the George Mason University School of Law and was a 2008-09 W. Glenn Campbell and Rita Ricardo-Campbell National Fellow and the Arch W. Shaw National Fellow at the the Hoover Institution on War, Revolution and Peace at Stanford University. He has lectured and consulted with government officials around the world. In 2006 Professor Zywicki was a Member of the U.S. Department of Justice Study Group on "Identifying Fraud, Abuse and Errors in the U.S. Bankruptcy System."

Professor Zywicki is the author of more than 70 articles in leading law reviews and peer-reviewed economics journals. He is one of the Top 50 Most Downloaded Law Authors at the Social Science Research Network, both All Time and during the Past 12 Months. He served as the Editor of the Supreme Court Economic Review from 2001-02. He has testified several times before Congress on issues of consumer bankruptcy law and consumer credit and is a frequent commentator on legal issues in the print and broadcast media. He is a contributor to the popular legal weblog The Volokh Conspiracy and The Atlantic magazine's The Atlantic Business Channel.
Additional Information
Open to the public at no cost. 1.0 hours of CLE credit will be available to lawyers who attend.

Please note - Recording in any form is prohibited.

At one-hour CLE activities, Ohio Supreme Court regulations require attorneys to be present for the entire hour to obtain credit. Therefore, registration for one-hour lectures will close at the time the event is scheduled to start. Everyone is welcome to attend the lecture, but we cannot submit CLE credit for late arrivals.

At events longer than one hour, we will submit credit based on an attorney’s arrival time and duration of attendance, but no less than the minimum of one full hour of attendance.

We encourage attendees to arrive at registration 20 minutes prior to the start of a lecture to sign in, obtain materials, and be seated.

There is no law school parking, however, public parking, for a fee, is available in the Cleveland Botanical Garden parking underground garage. Also, meter parking might be available.

Supplemental Readings:
· Bibliography
· Three Problematic Truths
· Subprime Lending
· Durbin Regulations
· Why Aren't Banks Lending

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